The Numbers Behind Small Loans
The first legislator to regulate small consumer loans was Hammurabi. This shows that small consumer loans have been around for a while and seem to be a human universal. Yet they are vilified by detractors. Are they ursury or legitimate business? What are the numbers behind moneylending?
2023-09-23
13 min read
A quick view at P2P trading volumes on BISQ
Crypto newbies seem to forget that the original way to buy bitcoin was through peer-to-peer trading on sites like LocalBitcoins. Yet despite the high profile recent failures of centralised exchanges, P2P fiat on-and-offramps have also faced significant issues.
2023-09-17
2 min read
The Blind Men and the Coin - Part I
Cryptocurrency is a controversial topic. Yet much of the debate around it is confused because, like the blind men in the parable, both advocates and critics have a myopic view of what it is. Here I discuss the Crypto Casino and Crypto Movement.
2023-08-20
15 min read
The Blind Men and the Coin - Part II
Discussing the Tech and the Product of Crypto.
2023-08-20
14 min read
Old Age Originations
Seventy year old Americans got a lot of mortgages in 2021. Why? And what does that mean for the future?
2023-07-16
2 min read
From subprime crisis to the newly prime crisis
Credit score algorithms faced an unprecedented challenge during the Covid-19 crisis. Will we soon see the consequences?
2023-06-17
10 min read
Pricing, Profit and Paternalism
What do you do when you discover your most profitable customers are using your product wrong? A discussion on pricing, the morals of marketing and the costs of compliance.
Donald Trump, Paul Le Roux and the Dutch East India Company - Part 2
On corporate power and sovereign states in the Age of the Internet.
Donald Trump, Paul Le Roux and the Dutch East India Company - Part 1
On corporate power and sovereign states after the Age of Discovery.
Mixpanel Live - Growth and Analytics
An appearance on Mixpanel's live stream and podcast on using Mixpanel as a growth and analytics tools.